We wouldn’t wish an auto accident on anyone but if it does happen to you here are some things to know. #fenderbender
10 things to know if you get into a car accident:
- If you are able, pull safely to the side of the road and stop your car.
- Make sure everyone is OK, it might be necessary to call 911.
- Call the police.
- If you are safely off the road take photos of the cars involved and the scene of the accident. If it is safe to do so, include any tire marks on the road.
- Exchange driver’s license and insurance info with the other driver.
- Don’t leave the scene if the police have been called.
- Remain calm. A temper does not help the situation.
- Try to recall as many details as possible and write them down as soon as possible. Include the time of day and the weather conditions.
- Were there witnesses? Gather their information.
- Call your insurance company and let them take it from here.
Take a Hike:
Accidents happen and it always seems to be at an inopportune time. Familiarize yourself with what to do and what information to gather. Have your car registration, insurance and license ready to show the police. (Registration and current insurance information should always be kept in your car.)
Our daughter was recently heading out for a weekend of fun and only 2 miles from home, when BAM! A young girl on her cell phone smacked right into the back of the car while she was stopped at a traffic light. When something like this happens, you are often pretty frazzled, so know these steps (even put a list in your glove box) so you can get all the info you need for a speedy resolution. In this case it was obvious that the other gal was at fault, so that made it easy for the insurance companies to handle the claim and repairs (which ended being $1000’s) were quickly taken care of.
If fault isn’t clear or the other driver flees the scene before information is exchanged, then be diligent about giving all details to the police and in this case, and any witness accounts are even more important.
Hand in hand with an accident is the insurance side, so see our auto insurance post to know the big picture, “Understanding Care Insurance…for those “Oh Shi#!!!”moments“.